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Loan Rates

Online Credit Report

Used Vehicle

Model Year Term APR**
2003 OR OLDER Antique Vehicles 60 Mo. 7.00*
2004-2007 36 Mo. 10.00*
2008-2012 48 Mo. 9.00*
2013-2015 48 Mo. 8.00*
2016-2024 60 Mo. 6.00*
2021-2024 (20,000+) 72 Mo. 6.50*

*VEHICLE LOANS - Rates as low as 5.00%. Rate is based on your Credit Report. "Vehicle" is identified as: Automobile, Motorcycle, Dirt bike, Recreational Vehicles, Jet Skis and Wave Runners.
**APR = Annual Percentage Rate. Rates subject to change without notice.

New Vehicle (Never Been Titled)

Model Year Term APR**
2023-2024 60 Mo. 6.00*
2023-2024
Borrowing $20,000.00 or more up to 100%
72 Mo. 6.50*

*"New Vehicle" is identified as: Brand New and Never Been Titled. "Vehicle" is identified as: Automobile, Motorcycle, Dirt bike, Recreational Vehicles, Jet Skis and Wave Runners. VEHICLE LOANS - Rates as low as 5.00%. Rate is based on your Credit Report.
**APR = Annual Percentage Rate. Rates subject to change without notice.

Mortgages

Type Term APR* as low as
Mortgage - Fixed 15 Years / 180 Mo. 6.25*
- 20 Years / 240 Mo. 6.50*
- 30 Years / 360 Mo. 6.75*
HELOC - Call for rates

*APR = Annual Percentage Rate. MORTGAGES - Add 1% to rate if borrowing more than 80% of appraised value. Rates subject to change without notice.

Other Loans

Type Term APR*
Share Secured** 60 Mo. 3.50
Credit Builder 12 Mo. 8.50
Unsecured/LOC*** 48 Mo. 12.95*

*APR = Annual Percentage Rate. **Share secured rate is on shares only, if funds pledged are in a Term Certificate, rate will be 2% over Certificate Rates. Minimum rate is 5.50%. ***UNSECURED/LOC - Rates as low as 11.95%. Rate is based on your Credit Report. Rates subject to change without notice.