Loan Rates
Online Credit ReportUsed Vehicle
Model Year | Term | APR** |
---|---|---|
2002 OR OLDER Antique Vehicles | 60 Mo. | 5.50* |
2003-2006 | 36 Mo. | 8.50* |
2007-2011 | 48 Mo. | 7.50* |
2012-2014 | 48 Mo. | 6.50* |
2015-2023 | 60 Mo. | 4.50* |
2020-2023 (20,000+) | 72 Mo. | 5.00* |
*VEHICLE LOANS - Rates as low as 3.99%. Rate is based on your Credit Report. "Vehicle" is identified as: Automobile, Motorcycle, Dirt bike, Recreational Vehicles, Jet Skis and Wave Runners.
**APR = Annual Percentage Rate. Rates subject to change without notice.
New Vehicle (Never Been Titled)
Model Year | Term | APR** |
---|---|---|
2022-2023 | 60 Mo. | 4.50* |
2022-2023 Borrowing $20,000.00 or more up to 100% |
72 Mo. | 5.00* |
*"New Vehicle" is identified as: Brand New and Never Been Titled. "Vehicle" is identified as: Automobile, Motorcycle, Dirt bike, Recreational Vehicles, Jet Skis and Wave Runners. VEHICLE LOANS - Rates as low as 3.99%. Rate is based on your Credit Report.
**APR = Annual Percentage Rate. Rates subject to change without notice.
Mortgages
Type | Term | APR* as low as |
---|---|---|
Mortgage - Fixed | 15 Years / 180 Mo. | 5.25* |
- | 20 Years / 240 Mo. | 5.50* |
- | 30 Years / 360 Mo. | 5.75* |
HELOC | - | Call for rates |
*APR = Annual Percentage Rate. MORTGAGES - Add 1% to rate if borrowing more than 80% of appraised value. Rates subject to change without notice.
Other Loans
Type | Term | APR* |
---|---|---|
Share Secured** | 60 Mo. | 3.50 |
Credit Builder | 12 Mo. | 8.50 |
Unsecured/LOC*** | 48 Mo. | 11.95* |
*APR = Annual Percentage Rate. **Share secured rate is on shares only, if funds pledged are in a Term Certificate, rate will be 2% over Certificate Rates. Minimum rate is 5.50%. ***UNSECURED/LOC - Rates as low as 10.95%. Rate is based on your Credit Report. Rates subject to change without notice.