Loan Rates

Used Vehicle

Model Year	Term	APR**
2002 OR OLDER Antique Vehicles	60 Mo.	5.50*
2003-2006	36 Mo.	8.50*
2007-2011	48 Mo.	7.50*
2012-2014	48 Mo.	6.50*
2015-2023	60 Mo.	4.50*
2020-2023 (20,000+)	72 Mo.	5.00*

*VEHICLE LOANS - Rates as low as 3.99%. Rate is based on your Credit Report. "Vehicle" is identified as: Automobile, Motorcycle, Dirt bike, Recreational Vehicles, Jet Skis and Wave Runners.
**APR = Annual Percentage Rate. Rates subject to change without notice.

New Vehicle (Never Been Titled)

Model Year	Term	APR**
2022-2023	60 Mo.	4.50*
2022-2023 Borrowing $20,000.00 or more up to 100%	72 Mo.	5.00*

*"New Vehicle" is identified as: Brand New and Never Been Titled. "Vehicle" is identified as: Automobile, Motorcycle, Dirt bike, Recreational Vehicles, Jet Skis and Wave Runners. VEHICLE LOANS - Rates as low as 3.99%. Rate is based on your Credit Report.
**APR = Annual Percentage Rate. Rates subject to change without notice.

Mortgages

Type	Term	APR* as low as
Mortgage - Fixed	15 Years / 180 Mo.	5.25*
-	20 Years / 240 Mo.	5.50*
-	30 Years / 360 Mo.	5.75*
HELOC	-	Call for rates

*APR = Annual Percentage Rate. MORTGAGES - Add 1% to rate if borrowing more than 80% of appraised value. Rates subject to change without notice.

Other Loans

Type	Term	APR*
Share Secured**	60 Mo.	3.50
Credit Builder	12 Mo.	8.50
Unsecured/LOC***	48 Mo.	11.95*

*APR = Annual Percentage Rate. **Share secured rate is on shares only, if funds pledged are in a Term Certificate, rate will be 2% over Certificate Rates. Minimum rate is 5.50%. ***UNSECURED/LOC - Rates as low as 10.95%. Rate is based on your Credit Report. Rates subject to change without notice.